Time Card Rounding & the 7-Minute Rule

The full table, the legality test, and a calculator that reproduces payroll's math.

7-minute rule
9:00
15-minute truncation
8:45
Difference vs exact
+7 min

The table

Minutes on the punchRounds to
:00→ :00
:07→ :00
:08→ :15
:14→ :15
:15→ :15
:22→ :15
:23→ :30
:29→ :30
:30→ :30
:37→ :30
:38→ :45
:45→ :45
:46→ :45
:52→ :45
:53→ next hour
:59→ next hour

The four rounding modes you'll meet

ModeHow it worksTypical user
7-minute ruleNearest :15 (up on :08+, down to :07)Traditional punch clocks
15-minute truncationAlways down to :15 — favorable to employerSome legacy systems; legally fragile
Hundredths (0.01 h)Rounds to 36 seconds; modern standardDigital systems, ADP/Gusto
No rounding (exact)Minutes as punchedModern time clocks; the safest default

The legality test in plain English

Rounding must be neutral over time: sometimes it helps you (7:58 → 8:00), sometimes the employer (4:52 → 4:45). If the system only ever rounds one direction — or if punch data shows it nets against workers over months — that's the fact pattern regulators and courts act on. Keep your own punch records; they're the evidence.

Printable 7-minute rule chart

Time card rounding chart: the 7-minute rule bands from :00 to :59, worked examples, and the neutrality test under 29 CFR 785.48(b)
7-minute rule rounding chart — free to print and share; embed code below.
Use this rounding chart on your site — free

HR consultants, payroll blogs, and ops teams are welcome to republish the chart with the attribution link.

7-minute rule chart (image snippet)

<a href="https://timecardcentral.com/en/time-card-rounding"><img src="https://timecardcentral.com/assets/img/time-rounding-chart-1080x1350.png?v=1793497362591" alt="Time card rounding chart: how the 7-minute rule rounds punch minutes to quarter hours" width="540" height="675" style="max-width:100%;height:auto"></a>

Frequently asked questions

What is the 7-minute rule?
Punch-time rounding to the nearest quarter hour: minutes :00–:07 round down to :00, :08–:22 up to :15, :23–:37 to :30, :38–:52 to :45, and :53+ up to the next hour. Named for the 7½-minute midpoint (7 minutes in practice), it's the common lawful method.
Is time clock rounding legal?
Yes, federal rules (29 CFR 785.48(b)) allow rounding if it's to a neutral increment and doesn't systematically favor the employer over time. Rounding that always shaves employee time is a violation — and class actions have been won on exactly that pattern.
8:53 AM becomes what?
Under the 7-minute rule, 8:53 rounds UP to 9:00 (53 minutes is past the :52 boundary). 8:52 rounds down to 8:45. The minute matters.
Does rounding apply before or after breaks?
To punches — each in/out timestamp individually. Breaks that are exact (30:00) don't drift; breaks logged as punches round like everything else, which can shave real break time.
How do I check if my employer's rounding is fair?
Track your actual punches for two weeks (photo the clock), then compare against your paycheck's times. The time card calculator with rounding set to “7-minute rule” reproduces payroll's math; differences beyond a minute or two each way, always in the employer's favor, are worth raising.